What IN requires of Evansville drivers

What IN requires

The legal minimum is $25,000 for one person's injuries, $50,000 for all injuries in one crash, and $25,000 for property damage — written as 25/50/25.

Every new Indiana policy includes uninsured and underinsured motorist coverage unless you reject it in writing.

If the other driver is at fault and carries only the minimum, their policy stops at those amounts. Uninsured/underinsured motorist coverage is what pays you beyond that.

Source: Indiana Department of Insurance, checked 2026-10-26.